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  • By Pat S

10 Smart Ways to Spend Your Tax Refund Money Wisely

  1. Start or Increase Your Emergency Fund

  2. Pay Off High-Interest Debt

  3. Spend It On Something You Need

  4. Start Itemized Savings Accounts

  5. Refinance Your Mortgage or Make Home Improvements

  6. Invest In a Tax-Sheltered Account

  7. Invest In a Taxable Account

  8. Donate to Charitable Causes

  9. Get a New Business Up and Running

  10. Spend It On Something You Want

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