- By Pat S
10 Smart Ways to Spend Your Tax Refund Money Wisely

Start or Increase Your Emergency Fund
Pay Off High-Interest Debt
Spend It On Something You Need
Start Itemized Savings Accounts
Refinance Your Mortgage or Make Home Improvements
Invest In a Tax-Sheltered Account
Invest In a Taxable Account
Donate to Charitable Causes
Get a New Business Up and Running
Spend It On Something You Want
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